Product
.webp){kind=icon}
Solutions
9 Best Financial Account Aggregators for Family Offices in 2025
Guides
| By
A financial account aggregator consolidates data from diverse financial service providers —such as brokerage accounts, private bank accounts, credit cards, loan accounts, crypto wallets—into a single platform. Aggregation solutions provide financial insights by automatically updating balances, transactions, and net worth in real time. A robust aggregator not only offers budgeting tools and dashboards for informed decisions, but also protects your login credentials to defend against bank account fraud or any possibility of password theft.
“With Masttro, we have the tools to manage not just alternative investments, but other non-traditional assets, and that’s translated into an opportunity to provide a much broader service than investment management.” — Henry Urquidi, Director, Futura Asset Advisors
Key Takeaways
Use Masttro for UHNW and complex wealth – Best for family offices with global, multi-asset portfolios.
Pick tools based on complexity – Simple needs = Blueleaf; institutional scale = Broadridge or Wove.
Demand secure, direct data feeds – Prioritize encrypted logins and avoid screen scraping.
Ensure compliance is covered – Look for FDX-aligned, audit-ready platforms.
1. Masttro: The Premier Choice for Family Offices
In a time where global portfolios, alternative asset classes, and multi-generational estate structures define wealth management, Masttro stands out as the ultimate financial aggregator. Built specifically for ultra-high-net-worth (UHNW) individuals and family offices, Masttro boasts 600+ direct custodian data integrations, a security-conscious setup for accurate data aggregation with no reliance on third-party aggregators. It can provide real-time data access and unmatched visibility—from investment accounts and brokerage accounts to checking accounts, credit card accounts, loan accounts, even alternative assets like direct investments, real estate and collectibles.
Key Advantages of Masttro:
- Holistic Financial Picture: View a complete picture of multi-currency financial assets (including alternative investments) on a single platform, supported by robust financial data aggregation and secure connections to global custodians. An unbeatable user experience that provides clear financial insights.
- Estate & Structure Mapping: Advanced planning features and visualization tools like the Global Wealth Map make it easy to understand complex entity relationships, perfect for family offices and multi-family offices with multiple financial products, trusts, and diverse asset allocation plans.
- Data & Security Leadership: Client-owned encryption keys, rigorous fraud prevention protocols, and compliance with global regulations reduce security concerns about password info, potential security breaches, and bad actors.
- AI & Automation: Proprietary algorithms streamline historical transactions analysis, handle capital calls for real estate or private equity, and help spot fraudulent transactions before they escalate.
- Regulatory Compliance & Reliability: With an extensive experience in multi-jurisdictional data management, Masttro aligns with leading industry standards—making it a reliable account aggregation provider for those seeking data-driven decisions at faster speeds and ultimate convenience.
Why Choose Masttro?
Masttro is far more than financial aggregation and reporting software. Unlike most tech companies, Masttro was formed from a multi-generational family office and uniquely understands the blend of complexity and discretion required at the highest levels of wealth. If you need a failsafe connection, advanced analytics, an intuitive interface, and coverage spanning hundreds of financial service providers, Masttro delivers the financial data, integration, and compliance you need to see your financial assets flourish.
Alternative Financial Account Aggregators in 2025
Here are eight more aggregators that may fit less complex needs, especially if you aren’t tasked with orchestrating global multi-asset, multi-generational wealth or portfolios with alternative investments. Still, each contender brings specialized strengths.
2. ByAllAccounts (Morningstar)
Best for: Wealth managers needing institutional-level data. Allows access to data from held-away accounts, advisor books of business and custodians.
Key Features:
- Institutional-grade financial data management for advisors
- Seamless account aggregation with major financial service providers
- Strong portfolio analytics and automated reporting
Why Choose ByAllAccounts?
A powerful aggregation solution bolstered by Morningstar’s research reputation, ideal for mid-to-large advisory firms seeking robust performance tracking and compliance with regulations.
3. Yodlee
Best for: Fintechs, banks, and personal finance apps, Yodlee provides consumer-permissioned data aggregation, consolidating information from multiple accounts by using open banking APIs.
Key Features:
- Seamless account aggregation through API
- Data-driven decisions via AI-driven financial planning tools
- Aggregation processes enable real-time data on credit card accounts, checking accounts, and more
- Fraud prevention and credit-risk evaluation
Why Choose Yodlee?
Yodlee’s developer-friendly API-based connections power countless money management apps, enabling instant account verification and real-time updates for budgeting or loan applications.
4. Wove Data (BNY Pershing)
Best for: Investment firms and advisors who seek an efficient and scalable platform to consume, integrate, and manage enterprise data.
Key Features:
- Aggregate multi-custodial data into a single source
- Scalability for large volumes of financial transactions
- Intelligent data management tools
- Strict regulatory compliance courtesy of BNY Pershing institutional standards
Why Choose Wove Data?
Well-suited for organizations requiring advanced performance tracking and an advanced account aggregation solution, annual portfolio balance reviews, and deep analytics for a wide suite of investment accounts.
5. Blueleaf
Best for: Advisors seeking streamlined client reporting, communication, and automation technologies.
Key Features:
- Integrated with a wide variety of custodians, broker-dealers and other financial institutions
- Easy-to-manage billing system and rebalancing tool
- Automated dashboards for a broad range of financial products
- Seamless aggregation of checking accounts and credit card statement data
Why Choose Blueleaf?
A straightforward, cloud services platform for advisors who value quick onboarding, convenience automatic updates, and minimal overhead to provide client-focused financial insights.
6. Plaid
Best for: Wealth institutions and fintech platforms that want to tap into an existing network of banks, fintechs, and consumers.
Key Features:
- Comprehensive account aggregation service used by wealth platforms
- Secure connection to thousands of banks, from local credit unions to major institutions like Bank of America
- Instant account verification for new digital wallets or payment apps
- Highly flexible financial data APIs for broad product development
Why Choose Plaid?
As a top-tier aggregator app for fintech platforms, Plaid offers reliable real-time data access and quick set-up for everything from current account aggregator functions to high-volume transactions—making it a popular choice for fintech companies.
7. Broadridge Data Aggregation
Best for: Large-scale institutions and enterprise-level operations wanting high-quality data and fast access to client performance reports, asset allocation, and holdings.
Key Features:
- End-to-end data consolidation across regular bank accounts and investment accounts
- Robust analytics for monthly income tracking and annual income insights
- Detailed benefit information for insurance and annuity products
- Facilitates compliance with industry standards (e.g., Financial Data Exchange)
Why Choose Broadridge?
Enterprise-grade coverage for institutions with thousands (or millions) of accounts, ensuring consistent performance and seamless integration with existing systems.
8. Arch
Best for: A cutting-edge account aggregation solution for deeper insights on alternative investment asset classes with robust integration capabilities.
Key Features:
- Automated ingestion of historical transactions for non-traditional assets
- Sophisticated asset allocation tools for diverse, high-value portfolios
- Seamless aggregation for actionable investment insights
- Supports both annual savings goals and advanced strategy planning
Why Choose Arch?
A focused aggregation solution for family offices or advisors handling complex, illiquid assets—though it lacks the broadest global coverage.
9. eMoney Advisor
Best for: An accurate picture for comprehensive financial planning across almost every asset class.
Key Features:
- Deep financial planning tool integration for short- and long-term financial goals
- User-friendly environment for both advisors and clients
- Automatic categorization for budget on paper or in-app, ensuring clarity
Why Choose eMoney Advisor?
Renowned for goal-based planning, eMoney excels at delivering a holistic financial picture across multiple accounts—helping advisors provide informed decisions to clients.
Financial Aggregator Buying Guide
Choosing the right financial data aggregator is more than enabling data-driven, impactful financial decisions. From fraud prevention and regulatory compliance to the privacy vs convenience trade-off, here are key factors to ensure you pick a reliable account aggregation provider that meets your unique financial needs:
1. Types of Accounts & Assets
- Consider whether you need coverage for investment accounts, private credit, and other alternative assets.
- Look for aggregation tools that unify brokerage accounts, checking accounts, credit card accounts, and savings accounts under one roof—giving you a complete picture of your financial life.
2. Data Security & Fraud Prevention
- Understand each platform’s security posture: Do they store your login info or password info in plain text? Is password sufficient for protection, or do they require multi-factor authentication?
- Evaluate how they handle bank account fraud detection, bad actors prevention, and encryption for financial transactions.
- Assess the aggregator’s track record on privacy concerns and security breach incidents.
3. Real-Time Data Access & Automation
- Seek out API-based connections or direct integration with major institutions (e.g., Axos Bank, Bank of America, or credit bureaus) for faster speeds and immediate updates.
- Understand if the data feed is direct to the custodian or if the software is using a 3rd party or screen-scraping technology, which can be less reliable.
- Confirm if the aggregator supports instant account verification to streamline your deposit or transfer processes with minimal friction.
4. Compliance & Regulatory Standards
- Verify alignment with Financial Data Exchange guidelines or other compliance with regulations ensuring data integrity.
- Confirm the aggregator’s approach to fraudulent transactions and auditing to meet any compliance obligations you might have, especially if you handle multiple entity structures or large-scale financial experiences.
5. Scalability & Platform Compatibility
- Are you simply tracking your monthly income and annual savings goals, or do you need enterprise-level coverage for a financial ecosystem with multiple products & services?
- Solutions like Masttro excel at large, complex families or organizations, whereas simpler aggregator apps suit day-to-day personal finance.
6. Data Management & Insights
- Look for robust budgeting tools and categorization features if day-to-day money tracking is crucial.
- If you’re aiming for strategic decisions, ensure the aggregator supports advanced analytics—like historical trend analysis, multi-year annual portfolio balance comparisons, or in-depth asset allocation modeling.
7. Ease of Use vs. Advanced Features
- The convenience factor is critical; if the user experience is cumbersome, even the best aggregator can go underutilized.
- Weigh whether you need a robust, multi-entity aggregator like Masttro or a simpler aggregator app for quick personal accounts.
8. Cost & Value
- Evaluate whether the aggregator’s pricing model fits your usage—some charge per user, others per account.
- Free versions might suffice for a single current solution with regular bank accounts and minimal complexity, but more comprehensive platforms add more tools, reporting and advanced analytics that may justify a premium.
- Selecting the right aggregator can transform your financial management approach, allowing you to make data-driven decisions grounded in up-to-date, accurate information. By choosing the right balance of security concerns, functionality, and compliance, you ensure a safer, more transparent path to achieving your financial goals.
Final Thoughts
Financial account aggregators have evolved from basic financial data aggregation to sophisticated aggregation platforms that fuel everything from day-to-day financial experiences to multi-generation wealth planning. For UHNW individuals, Masttro remains the top-tier choice—backed by 600+ direct custodian integrations, next-level security, and the ability to handle complex asset class structures globally.
Still, the best aggregator for you depends on your financial decision priorities: routine budgeting, annual income tracking, advanced asset allocation, or enterprise-level multi-entity setups. By using the Financial Aggregator Buying Guide above, you can navigate the financial account aggregation space effectively, pinpoint a reliable account aggregation provider, and secure your path to an organized, informed, and future-ready financial picture.
Get tomorrow's competitive edge today
Tell us about your business and we’ll build you a solution.
Speak with us
